MEENA LLC
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Privacy Policy

Last Updated: May 10, 2026

Meena LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for financing, or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Submit a loan application or financing inquiry
  • Contact us via phone, email, or contact form
  • Subscribe to marketing communications
  • Register for an account or customer portal

This information may include:

  • Name, email address, and contact information
  • Business name, address, and tax identification number
  • Financial information (bank statements, revenue data, credit history)
  • Social Security Number (for credit checks and identity verification)
  • Other information necessary to process your financing application

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

  • IP address and browser type
  • Operating system and device information
  • Pages viewed and links clicked
  • Date and time of visits
  • Referring website addresses

How We Use Your Information

We use the information we collect to:

  • Process and evaluate financing applications
  • Verify your identity and conduct credit checks
  • Communicate with you about your application and services
  • Comply with legal and regulatory requirements
  • Improve our website, products, and services
  • Send marketing communications (with your consent)
  • Detect and prevent fraud or unauthorized activity

SMS & Text Message Communications

Text Messaging Program

Meena LLC offers an optional text messaging program for customers who wish to receive updates, offers, and information about our financial products and services via SMS/MMS.

Consent: By opting in to receive text messages from Meena LLC, you expressly consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). Your consent is not a condition of purchase or service.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month depending on your preferences and account activity.

Charges: Message and data rates may apply as determined by your mobile carrier. We do not charge for text messages, but your carrier's standard messaging rates will apply.

Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. You will receive a confirmation message confirming your opt-out. After opting out, you will no longer receive SMS messages from us unless you re-subscribe.

Help: For assistance or questions about our text messaging program, reply HELP to any message or contact us at guvant@the-meena.com.

Supported Carriers: Our text messaging program is available on all major U.S. mobile carriers. Message delivery is subject to carrier availability and network conditions.

Mobile Information Sharing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

We may share your information with:

Service Providers

We may share information with third-party service providers who perform services on our behalf, including:

  • Credit bureaus and credit reporting agencies
  • Payment processors and banking service providers
  • Identity verification services
  • Legal and accounting professionals
  • IT and website hosting providers

Legal Compliance

We may disclose your information when required by law, regulation, legal process, or government request, or when we believe disclosure is necessary to:

  • Comply with applicable laws and regulations
  • Respond to lawful requests from public authorities
  • Enforce our terms and conditions
  • Protect our rights, property, or safety and that of our customers
  • Prevent fraud or illegal activity

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity. We will provide notice before your information is transferred and becomes subject to a different privacy policy.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Secure server infrastructure with firewall protection
  • Access controls and authentication requirements
  • Regular security audits and vulnerability assessments
  • Employee training on data security and privacy practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information (subject to legal retention requirements)
  • Opt-Out: Opt out of marketing communications at any time
  • Data Portability: Request a copy of your information in a portable format

To exercise these rights, please contact us at guvant@the-meena.com. We will respond to your request within a reasonable timeframe as required by applicable law.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookies through your browser settings, but disabling cookies may affect website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website with a revised "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

Meena LLC
2700 Alcorn Dr.
Vicksburg, MI 39183
Email: guvant@the-meena.com

Gramm-Leach-Bliley Act Notice

As a financial services provider, Meena LLC is subject to the Gramm-Leach-Bliley Act (GLBA). We are required to provide you with notice of our privacy practices and your rights under federal law. This Privacy Policy serves as our GLBA privacy notice and describes how we collect, use, and protect your nonpublic personal information in accordance with federal regulations.

Meena LLC

2700 Alcorn Dr.
Vicksburg, MI 39183

Email: guvant@the-meena.com

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